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A little less than a happy high
There's a reason they've been hit with multiple class action suits in the past few years
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From: ulf_rulz Date: October 12th, 2005 03:15 pm (UTC) (Link)
They're all scum, and they can kiss the free money they gave me goodbye.

In my book if you play games & lie the way every single credit card company I've ever dealt with has done... you have no moral authority. Lucky for me I have multiple low-level "creditors," who would pay more to collect what I owe them than they'd get back.

Never again though. Cash economy only.

They *all* lie and steal.
komos From: komos Date: October 13th, 2005 03:57 pm (UTC) (Link)
No bank in its right mind would claim "moral" authority. Legal authority, probably, and they're constantly pushing the envelope even there.

The trouble is that the game is ultimately the creditors' game, and refusing to play is effectively inviting marginalization. The most insidious thing is that even in insisting on a cash-only economy, you're still ultimately participating. Sure, you're spared some of the most predatory aspects, but in no way are you just stepping away from it.
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